Posts Tagged ‘lane county’

The person that you will probably never see as an Oregon First time Home Buyer but still plays an integral part in home purchase process is the Appraiser. It is possible that the mortgage advisor and/or the Real Estate Broker may also not see the appraiser as they do their job. Read More

The list of key people keeps rolling out as we look at who is there to help the Oregon First Time Home Buyer with one of the most important transactions in their financial life, their first home purchase. This time, I am going to talk about the home inspector. And since I haven’t found any home inspectors that have been publishing on the internet regularily from the Eugene/Springfield area, I am going to give you links to some that have impressed me with their knowledge and willingness to share that knowledge in other areas. Read More

Your Mortgage Advisor (or loan officer, or mortgage planner, or loan consultant, etc.) will be your guidepost in what you can and may pay for a home. The mortgage advisor will determine the kind of program that you qualify for to become an Oregon First Time Home Buyer, so it is important you chose your mortgage advisor carefully.As a mortgage advisor, I will weight your specific circumstances (income, credit, and down payment) with your needs and desires and recommend the best loan package for you. There are many steps in a successful loan application and it starts with the application and interview. For instance, just because you might qualify for a $300,000 house, it doesn’t mean that you will be happy with the payment on this much home. That is where getting to know you and what you are trying to accomplish is so important in the process. The process ends when the loan is funded, but the relationship doesn’t end there as I keep in touch with you over the years to make sure you are still in the best product available. Read More

The Pathway To Your New Home Read More

According to Reuters, Taylor, Bean and Whitaker (TBW) has filled for bankruptcy protection under Chapter 11 of the bankruptcy code. If you ready a a previous post of mine, you will find that the company had been shut down by HUD after irregularities in their reporting procedures and concerns of fraud. Read More

Now, don’t get me wrong, I want the recession to be over. I want housing values to start to rise again. I want to see more and more people back to work. However, saying the recession is over, doesn’t make it true. Home values have not started ticking up in most places around the country. Unemployment rates have not magically started going lower. Factory production hasn’t experienced a huge increase. But all of that could be good news for many people wanting to get into their first home. Read More