Posts Tagged ‘Eugene’

Homebuyer Tax Credit Update! Read More

Yes, it is still a question as to whether or not the Congress will extend the First Time Home Buyer Tax Credit. Hopefully we will know soon. Right now, we are waiting for the House to pass something and then for a conference committee to find common ground on what, if any, extension will be coming through and then for the President to sign the new legislation. Read More

I subscribe to Barry Habib’s Mortgage Market Guide and he has often given me some insight into what is happening in the mortgage market that I was unable to find elsewhere. Today’s installment had some very interesting numbers having to do with the Stimulus Plan and the creation of jobs (and/or the saving of jobs.) It interests me that what Barry has done is break down the amount spent on job creation and saving and put a cost per job number together. Barry has often been a guest on Fox Business News Read More

If you are a current homeowner in the Eugene/Springfield area, you probably don’t want to sell your home right now to buy a new, bigger home because it will cause them to lose money on that sale, right? So, what can I possibly say that would make you want to do that? Even if you really need a bigger place,  why would you want to take a loss on the one your live in? Read More

Almost done? You have been to closing and signed all of the papers with the escrow officer. Your Realtor® and Mortgage Advisor were probably both there to walk though the final steps with you. As a First Time Home Buyer you probably thought the process was extremely long and involved. The escrow officer gives you a list of the power company, cable company, garbage service, water and sewer so you are already to go, right? Read More

The person that you will probably never see as an Oregon First time Home Buyer but still plays an integral part in home purchase process is the Appraiser. It is possible that the mortgage advisor and/or the Real Estate Broker may also not see the appraiser as they do their job. Read More