Eugene Loan Guy » credit score http://eugeneloanguy.com Eugene and Springfield's Source for Real Estate Mortgage Loan Information -- a FHA/VA/USDA Loan Specialist Sat, 14 Jan 2012 07:49:20 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Foreclosures and how they linger on http://eugeneloanguy.com/2011/01/05/foreclosures-linger/ http://eugeneloanguy.com/2011/01/05/foreclosures-linger/#comments Wed, 05 Jan 2011 21:11:56 +0000 Fred Chamberlin http://eugeneloanguy.com/?p=1849 Foreclosures and how they linger on is a post from: Eugene Loan Guy

]]> The current Real Estate marketplace is narrowly focused on foreclosures across the country. This is true from the buyer and seller point of view but today I want to address the issue of the foreclosee, as I would guess the term would be. In other words, the person who has had their property foreclosed. Read More

]]> http://eugeneloanguy.com/2011/01/05/foreclosures-linger/feed/ 0 Late Mortgage Payments and Qualifying For A Loan http://eugeneloanguy.com/2010/02/01/late-mortgage-payments-and-qualifying-for-a-loan/ http://eugeneloanguy.com/2010/02/01/late-mortgage-payments-and-qualifying-for-a-loan/#comments Mon, 01 Feb 2010 21:55:29 +0000 Fred Chamberlin http://eugeneloanguy.com/?p=1298 Late Mortgage Payments and Qualifying For A Loan is a post from: Eugene Loan Guy

]]> In a continuing effort to answer questions that effect many people that come into our website, I have picked out a new one. This question has to do with qualifying for a mortgage loan when you have had late payments on your mortgage in the past two years. Even though this question is from a different geographical area, I think it will probably concern people in the Eugene/Springfield, Lane County, Oregon.

Help Me Understand The New Mortgage Rules. Why Is It So Hard To Get A Loan?

We have tried to get a loan and have been turned down by fha, freddie mac and local banks,and the reason is that we were late on our old mortgage several times over the last 2 years after i lost my job.That i understand but what i cant understand is that was for a 1500.00 a month payment and our new loan will be around 300.00.We have 100,000 in cash from the sale of our home and are looking at homes outside the charlotte area for about 140,000 to 160,000 and can not find anyone to give us a loan.We have no car payments no credit card debt and my wife makes 48,000+ a year and a fica score of 585…. any body have a answer or know a mortgage person that can help?we have already went thru 3 brokers…HELP Read More

]]> http://eugeneloanguy.com/2010/02/01/late-mortgage-payments-and-qualifying-for-a-loan/feed/ 0 Want to refinance to a lower interest rate? Can YOU? http://eugeneloanguy.com/2009/01/15/so-you-want-to-refinance-to-a-lower-interest-rate-can-you/ http://eugeneloanguy.com/2009/01/15/so-you-want-to-refinance-to-a-lower-interest-rate-can-you/#comments Thu, 15 Jan 2009 20:22:42 +0000 Fred Chamberlin http://eugeneloanguy.com/?p=366 Want to refinance to a lower interest rate? Can YOU? is a post from: Eugene Loan Guy

]]> Yesterday I posted about “just because you can refinance your mortgage, should you.” Today, I want to touch on another question and that is, “Can you.” I got a call yesterday from a person that wanted to know what the rate was for a refinance. That was it, no lead in, no information from her, just, what is the interest rate? When I told her that I needed information to be able to give her information her response was that the other people she talked to didn’t ask any questions. Read More

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