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	<title>Eugene Loan Guy &#187; change in rate</title>
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	<link>http://eugeneloanguy.com</link>
	<description>Eugene and Springfield&#039;s Source for Real Estate Mortgage Loan Information -- a FHA/VA/USDA Loan Specialist</description>
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		<title>Loan Modification &#8211; What you can and should do!</title>
		<link>http://eugeneloanguy.com/2009/03/23/loan-modification-what-you-can-and-should-do/</link>
		<comments>http://eugeneloanguy.com/2009/03/23/loan-modification-what-you-can-and-should-do/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 22:01:37 +0000</pubDate>
		<dc:creator>Fred Chamberlin</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Eugene Oregon]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Lane County Oregon]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[change in rate]]></category>
		<category><![CDATA[change in term]]></category>
		<category><![CDATA[delinquent payment]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[forebearance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[interest rate change]]></category>
		<category><![CDATA[lower payment]]></category>
		<category><![CDATA[mortgage modification]]></category>

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		<description><![CDATA[I have written before about the loan modification business and I think it will probably be quite big for the next several months, just from what I have seen so far from the housing plan. The Federal Reserve is telling people that loan modifications can be handled by dealing directly with your loan servicer, but what I am hearing from a lot of people is that the loan servicers are not being very responsive to the request for a loan modification. Additionally, I am being told that some of the “non-profits” are not answering their phone or making appointments up to 90 days in advance to help people that are having difficulty with their payments. <p><a href="http://eugeneloanguy.com/2009/03/23/loan-modification-what-you-can-and-should-do/">Loan Modification &#8211; What you can and should do!</a> is a post from: <a href="http://eugeneloanguy.com">Eugene Loan Guy</a></p>
]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><strong style="mso-bidi-font-weight: normal;"><span style="font-size: 13pt; color: #002060; line-height: 115%;"><span style="font-family: Arial;">I have written before about the loan modification business and I think it will probably be quite big for the next several months, just from what I have seen so far from the housing plan. The Federal Reserve is telling people that loan modifications can be handled by dealing directly with your loan servicer, but what I am hearing from a lot of people is that the loan servicers are not being very responsive to the request for a loan modification. Additionally, I am being told that some of the <span style="background: yellow; mso-highlight: yellow;">“non-profits”</span> are not answering their phone or making appointments up to <span style="background: yellow; mso-highlight: yellow;">90 days</span> in advance to help people that are having difficulty with their payments. </span></span></strong> <a href='http://eugeneloanguy.com/2009/03/23/loan-modification-what-you-can-and-should-do/' rel="nofollow">Read More</a></p>]]></content:encoded>
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