Archive for the ‘Down Payment Assistance’ Category

This question still seems to be bugging a lot of people. If you listen to Realtors® or mortgage lenders (like me) or builders, or a myriad of other pundits, it is the ideal time to buy a new home in Eugene or Springfield or Cottage Grove or Creswell or Veneta or Florence or Oakridge or any other town or city in Oregon. Overall, it think that they are right, however, in some cases, now is not the time to buy a new home. Read More

The Pathway To Your New Home Read More

Eugene, Springfield and Lane County First Time Home Buyers are running out of time to take advantage of the First Time Home Buyer Tax Credit of $8,000. I have said it several times, and if you don’t want to believe me, take a look at what CNN Money has to say, exactly the same thing, maybe with a bit more urgency, in their recent Special Report. Read More

As part of the Alpine Million Dollar Stimulus Challenge, the first three First Time Home Buyer (FTHB) seminars have been scheduled to give prospective borrowers a chance to find out the programs that are available to help them with the process of finding and closing escrow on a home prior to the November 30, 2009 cutoff for the FTHB Tax Credit. Unfortunately, the program is currently set to expire at midnight on November 30 and that means that any purchases to qualify for the program must be closed and funded prior to that time limit. Read More

The mortgage bank that I work for, Alpine Mortgage Planning, has issued a challenge to the Eugene/Springfield area to bring in a Million Dollars ($1,000,000) in First Time Home Buyer Tax Credits as part of the Stimulus package. You can check out the challenge here. Read More

Now, don’t get me wrong, I want the recession to be over. I want housing values to start to rise again. I want to see more and more people back to work. However, saying the recession is over, doesn’t make it true. Home values have not started ticking up in most places around the country. Unemployment rates have not magically started going lower. Factory production hasn’t experienced a huge increase. But all of that could be good news for many people wanting to get into their first home. Read More