Archive for the ‘Home Buying Process’ Category

My industry, mortgage lending, has been in a state of turmoil for way too long. We has seen changes in underwriting, disclosures, rates, mortgage insurance rates, pay systems and now new disclosures, again. Read More

Housing in Eugene/Springfield fell off the highs of 2010 during the first quarter of 2011. And the Register Guard finds this as reason for gloom in the local real estate market. Read More

Still wondering if now is the time to buy a new home in Eugene/Springfield? Not sure if the price is low enough or interest rate is low enough? Still sitting on the fence? Read More

NAR Home Ownership Matters bus tour is making the rounds of many of the major markets around the country bringing the word that participating in the American Dream is not dead and still alive and kicking. They will be ending the tour tomorrow and Saturday in Portland Oregon. Read More

On Maryland’s WMAR ABC television Monday Mortgage, today’s issues of raising interest rates, demise of Fannie and Freddie, increased down payment requirement and changes in compensation rules, are discussed and how it can change buying power. Read More

Contrary to popular opinion, you don’t have to be a first time homebuyer in Eugene/Springfield to purchase a home using FHA insured financing. As a matter of fact, it is possible to have two FHA insured loans at the same time. Read More