Fred Chamberlin

MLO 271072 OR & WA

Senior Mortgage Advisor

Alpine Mortgage Planning

OR NMLS 81395 WA-CL 81395

1200 Executive Pkwy, Ste. 100

Eugene Oregon 97401

541-342-7576 office

541-221-3455 cell

MyBlogLog

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Government-Lending Changes to Know

OR NMLS 81395 WA-CL 81395/MLO 271072 OR & WA

Archive for the ‘Bank Owned properties’ Category

First Time Home Buyer Tax Credit – Urgency Required

The sand is running out on the $8000 first time home buyer tax credit. There are now just over 100 days remaining to take advantage of the government program designed to assist the housing market recovery while helping first time home buyers.j0409260 Read More

Pending Home Sales Up! Are We Near the Bottom?

The National Association of Realtors announced today that pending home sales are up. This is the fifth straight month of positive gains in pending home sales, this one significantly higher than expected. Great News? Good News? Neutral News? Bad News? Depends on your perspective. Read More

Why I love being a mortgage banker

I started in the finance industry in a finance company that soon became TransAmerica Finance and progressed to manager with the company. I then started an independent finance company in LaGrande Oregon that was owned by a savings and loan in the 80s. Those that remember the 80s know that almost all of the savings and loans were taken over a lot like the banks are being taken over today. This, in a round about way, is how I came back to the Willamette Valley and into the mortgage business in Eugene/Springfield. Read More

Loan Modification Companies Come Under Fire

I have expressed my opinion before as to what I think about loan modification companies. I have also published instructions in what to do to avoid foreclosure, that doesn’t include calling a loan modification company and paying them money up front to do the same things you should be able to do yourself. Read More

Private Mortgage Insurance and Short Sales

I don’t just read my blog, I also try to keep up with other people in the Real Estate Industry that know what they are doing and talking about. One of the people that I follow on a regular basis is Todd Clark, a super Realtor in the Portland Oregon marketplace. Todd has good information, especially when you look at what he has to say about the Portland area. He is a real promoter of Portland and in turn Oregon. Read More

$8,000 First Time Home Buyer Tax Credit Has Expiration Date!!!!

I know that there are still people sitting on the fence about whether or not now is the right time for them to buy a new home, but there is a bit of urgency attached to the process too. The First Time Home Buyer Tax Credit of up to $8,000 will go away on December 1, 2009 as currently authorized. Read More