Eugene Loan Guy

Archive for December, 2009

Interestingly, the Good Faith Estimate, a backbone of the mortgage industry, will be changing on January 1, 2010 with some very major changes, designed to help consumers compare loans from one lender to another. Very major changes but unfortunately, we still don’t know what all of them are or how they are being interpreted because HUD hasn’t released the final information yet. This is something that will have a direct bearing on your Real Estate transactions in the Eugene/Springfield area and is supposed to make shopping for a mortgage easier, but will it? Read More

Crater Lake National Park, Oregon’s only national park, is offering ranger-guided snowshoe walks to explore the winter wonderland around the park, according to their December Newsletter. To make it even better, the snowshoes are provided and entrance is free. Oregon is a state of many areas, from our mountains (check out my heading) to the ocean, to valleys rich with produce to high desert where even the jack rabbits carry a canteen and a bail of hay. Read More

OK, I am not a Realtor®, and I don’t play one on TV either. I am a mortgage lender specializing in FHA, VA and USDA loans. However, I do work with several very exceptional Realtors® and do know some of the things going on in the Eugene and Springfield area. I also subscribe to several blogs and other services that keep me up on what is happening in our local market and just received one from Trulia which I found most interesting. Home values can vary widely for a number of reasons, including condition, location and urgency. Read More

Often times when you see OU vs OSU when talking football, people think of Ohio or Oklahoma but this year we are talking OREGON in what could be the greatest Civil War game ever fought in Oregon. This year it is for all the marbles, the winner gets an automatic invite to the Rose Bowl. Football fever and furor has hit, especially here in Eugene. Read More