Fred Chamberlin

MLO 271072 OR & WA

Senior Mortgage Advisor

Alpine Mortgage Planning

OR NMLS 81395 WA-CL 81395

1200 Executive Pkwy, Ste. 100

Eugene Oregon 97401

541-342-7576 office

541-221-3455 cell

 

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Government-Lending Changes to Know

OR NMLS 3274 WA-CL 3274/MLO 271072 OR & WA

Oregon First Time Home Buyer Key People Pt. 1

So, who are the key people in a Eugene/Springfield Oregon area home purchase for a First Time Home Buyer? I am going to answer this question in an eight part series, so you will have to wait till part 8 before you know who they all are. But, now I am going to start with NUMBER ONE: The Real Estate Agent. Also, it is important that this be done shortly to find and close on a home before the tax rebate deadline of November 30.

j0308936 thumb Oregon First Time Home Buyer Key People Pt. 1

Your Real Estate Agent in Oregon is a Broker and could/should be a Realtor®, but doesn’t have to be. To be a Realtor®, they need to belong to the national association of Realtors®, and it a trademarked designation. Often, they will be involved in recommending and coordinating several of the other key people necessary.

There primary job is to listen to your wants and needs and then match those with properties that are on the market for you to see. Additionally, they will advise you on the fair market value of the home you are looking at. Best of all, as the buyer, your Realtor® will cost you nothing.

Your agent will help protect your interests by negotiating price, repairs and other vital details of the purchase on your behalf. Most people will only buy or sell 6-7 homes in their lifetime, but some Realtor® may have that may transactions in a month. Access to that kind of accumulated experience is a valuable asset in buying a home.

As a First Time Home Buyer, I have a booklet that is prepared to take you, step by step, through the home buying process. Step one is finding the right Realtor®, but step two is just as important, finding the right Mortgage Advisor and I will cover it tomorrow. If you would like to be referred to an excellent Realtor®, give me a call at 541342-7576/541-221-3455 or e-mail me. If you want an excellent Mortgage Advisor, call me.

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