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Government-Lending Changes to Know
MyBlogLog

Archive for July, 2009

Why I love being a mortgage banker

I started in the finance industry in a finance company that soon became TransAmerica Finance and progressed to manager with the company. I then started an independent finance company in LaGrande Oregon that was owned by a savings and loan in the 80s. Those that remember the 80s know that almost all of the savings and loans were taken over a lot like the banks are being taken over today. This, in a round about way, is how I came back to the Willamette Valley and into the mortgage business in Eugene/Springfield. Read More

Loan Modification Companies Come Under Fire

I have expressed my opinion before as to what I think about loan modification companies. I have also published instructions in what to do to avoid foreclosure, that doesn’t include calling a loan modification company and paying them money up front to do the same things you should be able to do yourself. Read More

FHA/VA mis-information abounds on the Internet

I guess that I would like to have some kind of truth detector for internet postings. Time after time I find that there are people posting information on the internet about mortgage lending without having any knowledge of the subject. Since I am always looking for good information on the internet, it is interesting to see some of the things that are out there being given as the absolute truth. Some may have a kernel of truth while others are just WRONG. I specialize in government loans, VA Guaranteed Home Loans, FHA Insured Home Loans and USDA Guaranteed Rural Loans. I am licensed in Oregon, Washington and California but am located in the Eugene Springfield Area of Oregon. Read More

Blogging for fun and profit

I blog for two reasons. The first on is pretty simple. I think I have something to say and want to share it with a lot of people. After being in the mortgage loan business for about 20 years, I have developed a certain amount of expertise in my field and feel that one of the best uses of that knowledge and expertise is through one of my blog outlets. So, that is number one. Read More

Real Estate and Mortgage People Need Not Apply

I enjoy Google. I have alerts set for several specific groups of words, including Eugene Mortgage. With no more specification than that, I often get alerts when someone named Eugene gets a mortgage so I am never surprised when I get something that really doesn’t have anything to do with what I am actually looking for, but today’s surprised me. Read More

Private Mortgage Insurance and Short Sales

I don’t just read my blog, I also try to keep up with other people in the Real Estate Industry that know what they are doing and talking about. One of the people that I follow on a regular basis is Todd Clark, a super Realtor in the Portland Oregon marketplace. Todd has good information, especially when you look at what he has to say about the Portland area. He is a real promoter of Portland and in turn Oregon. Read More

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